As mortgage banking technology continues to evolve, most automation solutions remain focused either on the borrower front-end or the mortgage loan originator. However, it is within middle-office mortgage operations – processing and underwriting – where technology can make the biggest impact! Historically any technology in this space has been specialized and disjointed, requiring separate automation paths and the combination of intelligence from multiple systems to get the information you need to make an underwriting decision. With Indecomm’s DecisionGenius™ software, you will get a clear recommendation on a file’s ability to close BEFORE it goes to underwriting!
DecisionGenius™ is a mortgage automation solution that combines income, credit, assets, and collateral for cohesive, comprehensive decision-making. You will see all the information you need to make an underwriting decision in one place, comparing application data to sourced data to investor guidelines.
For example, a loan application file is submitted to DecisionGenius™ as it is submitted to Processing. As a result, the Processor has a clear idea of which items will meet underwriting guidelines and where the focus remains. Underwriting then has a clear roadmap into what has already been done on their behalf. In fact, DecisionGenius™ is powered by Indecomm’s AuditGenius software, developed FOR mortgage professionals BY mortgage underwriters!
Contact us to set up a demo and let us show you how.
How DecisionGenius™ Helps You To Overcome Business Challenges
The quality of DU findings mirrors the input
Underwriters touch files too many times
Files are submitted to underwriting before they are ready
Automated products often require separate paths, requiring multiple systems
Fully Responsive Layout
DecisionGenius™ combines income, credit, assets, and collateral for cohesive, comprehensive decision-making. You will see all the information you need to make an underwriting decision in one place, comparing application data to sourced data to investor guidelines.
The primary goals of business process improvement
Reducing process completion time
Identifying wasted efforts
Improving the quality of work output
Achieving regulatory compliance
Reducing friction in the process
Improve your Lending Process with DecisionGenius™
Reduce risk with consistency in underwriting decisions
Reduce cycle time and Underwriter touches
Increase pull-through rates
Improve Processor productivity
