DecisionGenius

DecisionGenius™ is a mortgage automation solution that combines income, credit, assets, and collateral for cohesive, comprehensive decision-making.

DecisionGenius

DecisionGenius™ is the latest release in Indecomm’s mortgage automation product suite, which includes two predecessors: AuditGenius™, a quality control and risk management software, and IncomeGenius®, an automated income calculation software.

DecisionGenius

Automated decision engine that compares mortgage loan application data to sourced data to investor guidelines with a clear recommendation on whether a file is ready for underwriting.

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As mortgage banking technology continues to evolve, most automation solutions remain focused either on the borrower front-end or the mortgage loan originator. However, it is within middle-office mortgage operations – processing and underwriting – where technology can make the biggest impact! Historically any technology in this space has been specialized and disjointed, requiring separate automation paths and the combination of intelligence from multiple systems to get the information you need to make an underwriting decision. With Indecomm’s DecisionGenius software, you will get a clear recommendation on a file’s ability to close BEFORE it goes to underwriting!

DecisionGenius is a mortgage automation solution that combines income, credit, assets, and collateral for cohesive, comprehensive decision-making. You will see all the information you need to make an underwriting decision in one place, comparing application data to sourced data to investor guidelines.

It is the latest release in Indecomm’s mortgage automation product suite, which includes two predecessors: AuditGenius, a quality control and risk management software, and IncomeGenius®, an automated income calculation software. These successful platforms, already in use by leading mortgage bankers and handling over one million mortgage transactions are the foundation and intelligence for DecisionGenius and our holistic approach to automating the mortgage middle office.

Improve your Lending Process with DecisionGenius™

60% Improvement
in Underwriter Productivity

 

Average reduction of over 60% of the time spent by underwriters in reviewing conditions, validating data and documents provided by borrowers, and/or third parties backed up by digitized data and system-driven validations.

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50% Reduction of Number of Underwriter Touches

 

Average reduction of 50% of the number of times an underwriter touches a file.

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50% Improvement
in Processor Productivity

 

Average reduction of over 50% of time spent by processors preparing the file for underwriting in verifying and validating information from 1003 against documents provided by the borrower and information sourced from third parties.

Learn more
Productivity Improvement

60% Improvement
in Underwriter Productivity

Average reduction of over 60% of the time spent by underwriters in reviewing conditions, validating data and documents provided by borrowers, and/or third parties backed up by digitized data and system-driven validations.

Learn more
Reduction of underwriter touches

50% Reduction of Number of
Underwriter Touches

Average reduction of 50% of the number of times an underwriter touches a file.

Learn more
Improvement in Processor Productivity

50% Improvement In Processor
Productivity

Average reduction of over 50% of time spent by processors preparing the file for underwriting in verifying and validating information from 1003 against documents provided by the borrower and information sourced from third parties.

Learn more
For Example
For example, a loan application file is submitted to DecisionGenius™ as it is submitted to Processing. As a result, the Processor has a clear idea of which items will meet underwriting guidelines and where the focus remains. Underwriting then has a clear roadmap into what has already been done on their behalf.  In fact, DecisionGenius™ is powered by Indecomm’s AuditGenius™ and IncomeGenius® software, developed FOR mortgage professionals BY mortgage underwriters!
Contact us to set up a demo and let us show you how.

How DecisionGenius™ Helps You To
Overcome Business Challenges

DU Finding

The quality of DU findings mirrors the input

DecisionGenius™ provides the missing link between borrower-provided documents and what is required by DU findings.

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Underwriters Touch

Underwriters touch files too many times

Send files to Underwriting once the puzzle has been solved with an upfront underwriting review with DecisionGenius™.

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Files are Submitted

Files are submitted to underwriting before they are ready

Non-Underwriting staff can work from a clear conditions list without burdening underwriting resources.

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Automated Products

Automated products often require separate paths, requiring multiple systems

DecisionGenius™ combines income, credit, assets, and collateral for cohesive, comprehensive decision making.

Learn more
DU Finding

The quality of DU findings mirrors the input

DecisionGenius™ provides the missing link between borrower-provided documents and what is required by DU findings.

Learn more
Underwriter touch files

Underwriters touch files too many times

Send files to Underwriting once the puzzle has been solved with an upfront underwriting review with DecisionGenius™.

Learn more
Files are Submitted

Files are submitted to underwriting before they are ready

Non-Underwriting staff can work from a clear conditions list without burdening underwriting resources.

Learn more
Automated Products

Automated products often require separate paths, requiring multiple systems

DecisionGenius™ combines income, credit, assets, and collateral for cohesive, comprehensive decision making.

Learn more

Fully Responsive Layout

DecisionGenius combines income, credit, assets, and collateral for cohesive, comprehensive decision-making. You will see all the information you need to make an underwriting decision in one place, comparing application data to sourced data to investor guidelines.

Hover over the image, “Y-Pin” to view additional dashboard insights.

Ready to see DecisionGenius in action? Schedule a demo today.